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If we stay we can buy an acceptable house in a year roughly, if interest rates don’t increase significantly and my invested monies doesn’t tank.

Kristina knows how to use the turntable and the stereo, mostly because it’s all connected to the television, I certainly don’t want uninitiated plebs around my records or stereo especially with food and beverages.

That’s still undecided, but likely stay due to income differential if we move and then lack of job security. I don’t want to have to get two jobs to make as much as I do now. The longer we wait to buy the more likely moving somewhere becomes we could reduce the mortgage enough that my fiancée...

My fiancée will have people over, and I do want to have Christmas for the family so the food doesn’t suck, all the more reason I need the second living area to keep people from touching my things lol.

My original response in retrospect although accurate was poorly phrased, I should have thanked you for your input and left it at that. Thank you for your experiential knowledge, and I appreciate you taking the time to provide your input.

I don’t like people in general so there will be no hosting.

The seventies is when most of the split level homes in Tacoma and the surrounding areas were built. My mothers house has an entry landing where the living room (for entertaining) is to the right or you go ups stairs to the kitchen and dining area which is open above the living room with...

This is a great strategy, I just don’t see being willing to make the compromise unless it was move in ready, I’d rather wait and save more until something that accommodates is available. If the market stays the way it is I don’t see needing to rush any part of the purchase and am likely still 12...

I am envisioning having all my records and my setup in one room so no bedroom in a home within my budget is likely to accommodate this. I used to live in the second living room of a split level house and that would be great.

That’s what I was looking for, not so much confirmation, but acknowledgement that I’m not being a “snob”. To be fair we have very few “mandatory” options outside of the listening area.

I have another home buying question(s), was a dedicated listening area mandatory in your purchase ? This is for me but also severely limits potential homes, where we live that means a split level home (because of the second “living room”), a house with a finished basement would also be great but...

I believe we will do fine if we buy in 12-18 months as long as it’s less than 38%, with a significant emergency fund. We can both expect at least cost of living adjustments every year. I’m most worried about taxes and insurance. My auto insurance has gone up significantly so I’m sure homeowners...

Plus the building is presumably older, I live on the other side of the country but here it can mean it’s well built. My apartment complex was built in 1972 and you can hear people sneeze it’s absurd, your new space has so much going for it on paper I’d stay glass half full.

Our ideal situation would be 30% of net income. We will go into with a $40k emergency fund regardless, but it’s likely we will be at 35-40% with interest rates more likely (subjectively) to increase over the next 18 months. We also refuse to rush through the process, with specific inspections of...

Thanks for the disclosure and the datapoint.

Wondering if anyone here has purchased a home in the last year, if so I was hoping to get some insight into what percentage of the sale your closing costs were this seems to be the one number that is harder to nail down in my research. Also what percentage of your take home pay is your monthly...

I went 12 months and only relapsed once (Beatles 1964 reissues). I was a real degenerate, purchasing roughly 5000 records from the end of 2018 through January 4 2024. 95% of which were purchased from 2018-2021. I’ve gone through several purges so I have currently around 4000 lp’s. I never used...

My local (gig harbor audio) just sold a mark II that they have had for years. Asking price was $14k USD.