NathanRicaud
Well-Known Member
Yeah, I think I kind of am sacrificing my financial stability now from what you’ve just said! I kind of enjoy living week to week because it’s exciting and every weekly paycheck means like a fresh new week for me to budget on what I can spend my money on during that week! I just got my quarterly car registration bill, so I’ll have to have a few cheaper weeks to make sure I can pay that bill off!Forgive me, but if you’re spending $1000/month on food, and getting as many records as you are it seems like the only thing you’re sacrificing is your financial stability and path to an easier breezier future in exchange for pleasure. I don’t think I’ve ever heard anyone say “I still want to live week to week”. I watched my parents and their parents live week to week and saw the discord and pain that created in their lives. Living week to week was the hardest and most stressful time for me and is something I wouldn’t wish upon anyone. The sacrifice I spoke of that helped set me up for success was only getting one record a month when I wanted 20 and putting the other $75-$50 away into savings, or eating peanut butter and jelly sandwiches or whatever was left in the pantry when I was hungry as opposed to reaching for my phone and dropping $30 on lunch. I’m saving so I can start a family, buy a home, and travel on a whim without worrying if it will derail me financially, I find that realizing every dollar that I spend is a dollar that I’m taking away from that vision to be a helpful motivator. That being said, I have no idea how much you make but if you’re living paycheck to paycheck while still making what you refer to as good money then something is probably wrong with your spending habits, not just that they differ from someone else’s but they may be actively sabotaging you. I only write this from a place of love, I want to see you be able to get to a place where you can afford vinyl with out it coming at such a potential cost towards your future, because what seems fun and innocent now is likely to be looked back upon as a big “Doh!” In the future.
I think purchasing one record a month when you want to purchase much more is a really good sacrifice! The fact that you’ll be able to still travel and enjoy a bit of everything is really good! I am someone that’s never saved up for something long term; I travelled for 7 years continuously so I would save up hardcore for 2-3 months whilst living with my parents and then travel 2-3 months and then repeat! I’ve never saved up long term so I think that’s why I enjoy living week to week.
With my spending habits, it is a bit risky living week to week but I enjoy it because like I said before, every week is like a fresh week with budgeting and it’s exciting seeing going to different restaurants and seeing which ones are more worth it for me (I really like exploring my spending habits in regards to food; takeaway, dining out and what I get for lunch on my work break)!
I want to definitely still afford vinyl whilst being comfortable; I’m not there yet because I live week to week. But that would be nice having savings whilst still consuming what you love! It’ll happen one day in the future, but as I’m new to living out of home, I’m in no rush to achieve that! But yes, I think it’s subconsciously a goal in my head!