Diaper Baby Escape Plan
Well-Known Diaper Baby
I agree with this sentiment. I had my undergraduate paid from military service. Both GI Bill and my home state gave free tuition to vets who have it as a home of record if you went to a state school. Heck, with all the entitlements I actually made money going to school.That really elides the societal pressure to continue directly from high school to college and the predatory nature of the student loan industry especially over the last couple decades, but sure go off king. I don't have $200,000 of debt over my head, but I sure as shit didn't understand what I was signing up for as a seventeen year-old kid just trying to "invest in my future."
I used to have a perspective almost identical to @Chucktshoes
I figured if I did it then anyone could. And I thought of it very black and white as "good" and "bad" decisions. But that gave short shrift to the expansive and differing circumstances of individuals and paints with too broad of strokes,. IMO.
I was fortunate to be raised by multiple generations of a family - that while not wealthy - had discussions with me about wealth and living within a means. I learned to budget at a young age. I learned about debt and the weight of it as well. I realize that not everyone has that fortune or learns about it in an easy way (ie I didn't have to be crushed by it to learn about it).
Not everyone has that education and it's not their fault. And in large parts that information has been withheld and made harder to access because predatory institutions benefit from it being that way.
Anyway just my (loaned) two cents. I am very much for personal responsibility and the weight of our decisions. But these are complex issues.