Political Discussion

GEORGIA IS NOW 10K I REPEAT GEORGIA IS AT 10K


this is super tight but we can have hope

biden NEEDS to win georgia or pennsylvania if just because if its a 270-268 win that could mean trump could run for president again in 2024 and could make them believe the voter fraud
 
What people really don’t understand is that costs are so high that most don’t seek routine healthcare, they only go when it’s an emergency because EMTALA means that a hospital has to see you in The ER, which is fine, but it, rightfully so, is the highest healthcare available which is compounded by the capitalist system and the EMTALA mandate meaning that normal retail concepts of shrinkage are giant sized which means the costs have to go up to offset the losses. It’s an untenable situation.

universal coverage that would provide equal access and a level playing field would mean the “best healthcare” system could actual provide that care to all patients and it would in effect be cheaper for everybody, but you know... that means fair tax laws and placement of provisions to ensure that the money earmarked for healthcare couldn’t be funneled into other payouts.
 
duke86fan said:
GEORGIA IS NOW 10K I REPEAT GEORGIA IS AT 10K


this is super tight but we can have hope

biden NEEDS to win georgia or pennsylvania if just because if its a 270-268 win that could mean trump could run for president again in 2024 and could make them believe the voter fraud
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Trump will be able to run for a second term if he loses, full stop.
 
I also have to place a check on my privilege here. I work for one of the most prestigious healthcare organizations in the world. I have a great insurance plan that provides me access to that same healthcare system at a much more reasonable rate then most.

My wife works for a much more profitable healthcare organization. (They do not provide direct care). Her insurance is so costly that even though adding her to my plan QUADRUPLES my monthly charge, it is still half as much as her plan. Her plan put urgent care at the level of Emergency care in deductibles. She had a sprained foot and an urgent care visit cost us $5000 dollars. I had a sprained shoulder and the same visit and ultimately a more rigid and costly recovery process cost me $45 dollars after co pays. This caused us to examine what the differences in policies were and means that she now gets regular preventative care instead of being fearful of how much every visit will cost her.
 
My daughter works for a healthcare educational organizations. Her healthcare has no monthly pay. She has reasonable deductibles and copays. She has a little less choice than I do in providers.

I could pay a lot more and basically have no network. I’m happy with my current ppo coverage.
 
RenegadeMonster said:
Just attended our 2021 benefits info session and heard of something new on Prescription Drug coverage that I have never heard of before as a change to our existing coverage.

Specialty drugs are no longer covered with our prescription plan. We need to enroll in a separate plan for specialty drugs if we are on any, or think we may need them in 2021. Otherwise specialty drugs would be 100% out of pocket expense to us, and would not count towards our deductible / out of pocket maximum on our medical insurance.

There are 153 drugs currently listed on the specialty drug list. Co-pays for the specialty drugs range from $75 to $1,000. A savings plan is available to sign up for covering these co-pays.

I'm not familiar with what the drugs are for, but I would assume most are for cancer or rare diseases or are biologics.

So not only are the Co-pays high, but to have coverage for these drugs it's an additional $20 a month plan I would need to enroll in.

I'm going to pass on enrolling and take my chances as I don't need any speciality drugs, but I don't like the sound of where this is heading.

What happens when more people start having to have plans like these? And those who don't have no coverage when they get cancer? That's not a great thing for our healthcare system.
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Specialty drugs also usually are injectables, but not always. Often times they require the hospital to do some special handling and administering of said drug. All the chemo drugs are specialty and a lot of drugs for rheumatic conditions like Humira.

This is a big problem right now in the healthcare industry. A lot of specialty drugs for rare conditions are being released because big pharma realized they can get a ton of money for any drug that keeps you alive. Now that insurance companies are hip to these drugs, they don't want to pay the ridiculous prices that manufacturers are asking, thus the limited coverage on specialty drugs. And patients are having a lot of problems affording the copays for these drugs because the copays alone can be hundreds of thousands of dollars (especially if the drug is something like Luxterna which corrects a certain form of pediatric blindness that costs $850,000 for the treatment; a copay of 20% would be like a second mortgage).

As for chemotherapy, they are making amazing strides by using drugs that are tailored to a person's cancer depending on their genetics, but this is also really costly. On top of that, a patient must try the cheaper, old chemo drugs and radiation and only if they have not responded to that treatment, do they allow patients to try the new drugs. It's really sad to me because there has been a great amount of efficacy around these CAR-T therapies but they don't allow people to try these drugs until they have wasted time with therapies that did not put them into remission.

I am pretty sure that this is going to start being the norm because honestly, big pharma cannot price their products this ridiculously without a push back. As for what happens when people get cancer, I'll pose this to you a bit differently. What happens when people don't have enough money to treat easily treatable conditions? Oh wait, that's happening now. How does anyone expect to have a functioning work force when they are unable to go to the doctor for basic things? None of this is sustainable.
 
Memo said:
Split in Penn is now 90K, faster than expected, should be down to 50K by tonight, unless they submit a huge chunk.
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How much vote is left to be counted? I'm assuming what's coming in is still skewing almost 80% Biden?

EDIT: CNN says about 326,000 votes to be counted. So Biden needs 63%. Well on target given Philadelphia county still has a ton left to report and those have been coming back 79%.
 
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Turbo said:
How much vote is left to be counted? I'm assuming what's coming in is still skewing almost 80% Biden?

EDIT: CNN says about 326,000 votes to be counted. So Biden needs 63%. Well on target given Philadelphia county still has a ton left to report and those have been coming back 79%.
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Now a 78K difference...
they’re tallying fast! If Biden does come back after this, imma be pissed...
 
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