Just learned about something I never heard of before. Heirs property.
When it comes to low income Americans, especially minorities and Native Americans, they don't have the money to create a proper will. Their descendants are now living on land or homes that they inherited where there was no will. When it comes to heirs property there is no clear ownership.
In Louisiana an estimated 70% of low income families live in heirs property. And this is being reported now because of Ida. Because there is no clear ownership of the land / properties, people who live on heirs property are unable to prove they own the property. And this creates huge issues when it comes to disasters. Heirs properties are not eligible for FEMA/Federal Disaster Relief. This means that these low income / minority families will not getting the aid they need to rebuild.
Also, not related to disasters, the story noted how developers are taking advantage of this situation. If a property has been an heirs property for a few generations there could be as many as 30 different who have a percentage of ownership. And all it takes is one who wants to sell to force the sale of the property, often well below market value. Developers are clearing neighborhoods by paying off one relative to want to sell forcing the sale of the property. When it comes to prime land on the oceanfront, they are taking over whole neighborhoods this way to build luxury resorts in Mississippi, Louisiana and Alabama.