Vinyl Me Please (store, exclusives, swaps, etc)

bdrummond said:
Anecdotally, our path to Toronto home ownership (we're renting for now until the market someone stabilizes) involves the following:

1) Death in the family providing us with a decent sized inheritance
2) Buy in at the low end of an up and coming market.
3) Selling at the high point of said market.

Without #1, we would likely not have purchased.

It's sad working with a lot of younger people coming to the realization that they're likely not going to own at any point in the near future.
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Yes unfortunately the only reason I have my house now, is that 22 years ago my grandparents passed away and I recieved enough inheritance to put money down on a downtown condo when they were still affordable. 16 years later that condo helped buy this house. But I'm still a long ways away from no mortgage.
 
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bdrummond said:
It's sad working with a lot of younger people coming to the realization that they're likely not going to own at any point in the near future.
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And it's astounding that older people can't, won't or don't understand this reality either. So many of our immediate family still live in that bubble of "Well, if they just apply themselves," and it's like, "Dude, they're sprinting just to fucking survive out here!"

Only reason I'm a homeowner now is because my wife had previously owned in Winnipeg and saved most of her money from that sale for a downpayment here in Victoria. She lived in a tiny ass bachelor suite for almost 6 years until we bought this place, and that suite over doubled in rent when she moved out and it was no longer rent-controlled by her tenancy - in under six years the market on her suite OVER DOUBLED!!

I have so many friends just hitting their thirties or about to that are some of the most financially responsible people I've known (I have NEVER been one of those people) and they look at the numbers and percentages and it's impossible because they've had no way to save up the size of a downpayment they would need. It's absolute madness.

If I hadn't met my wife when I did I would not be able to afford to survive here. Period. Between rent, child support and the gas involved to actually spend time with my son, I'd be broke even with a "decent paying job" and that's without eating. My buddy in his mid-40s was a postal worker here, single his last couple years living in Victoria and wound up moving back to the maritime because he couldn't afford to live here. AS A POSTAL WORKER!! That's a so-called REAL JOB.

So fucked.
 
folsom_lives said:
how far below asking am I going with...
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Now you have to guess the magic number well above asking the seller has in mind and get laughed at when you come in at asking as the sole offer.

EDIT: This isn't a joke either (for those that haven't dipped into the real estate market). When buying, twice we were the only offer at asking and the sellers came back for about 20k more. Last year around this time that number could easily be 100-150k.
 
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Gavaxeman said:
To give a uk perspective on housing markets..

In 1996 I brought my first place (3 bed terraced) £40K

In 2019 my sister brought her 1st place (3 bed terraced)..£300k!

There are 14 years between us in age ..I got on the ladder at 25 , it took her until she was 36
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A while ago I found the original flyer/listing for my grandparent's 2 bed house that they bought around 1980. It was the same one that they took with them to the viewing.

It had £10,000 printed with a pencil line strike through and £9,000 (which was the accepted price) written underneath.

We bought a 1 bed flat 4 years ago and paid well over 30 times that amount. The housing market has not only gone bonkers in terms of price, but also in terms of size.

Talk about depressing.
 
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CrazyDiamond84 said:
Don't feel bad. I'm 38 and currently shopping for my first house. And yes, this market blows. I could have bought like 5 years ago right before it got really bad, but I was getting out of a bad relationship, and wanted to move around and rent to find where I liked first.
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Yeah it’s tough out there, I wish ya the best of luck. I am grateful we bought back in 2016, the market was already starting to heat up but we got in just under the wire thankfully. At the time we were renting an apartment in a hipper neighborhood and initially underestimated the climate. We figured we find something close by, but after looking for 6 month (and getting beat out on multiple homes) we were to the point where if we could find a home within the city limits we’d be happy. Thankfully we found one, nothing spectacular but it get the job done. If we had waited another year we woulda been priced out of the city entirely and if we waited a couple more years I don’t think we would have been able to purchase a home at all in the PNW. The real sad part is, at this point most of the non- slum level apartments in the city rent for more than my mortgage now. I don’t know how a young person is ever supposed to save up enough for a down payment.
 
TenderLovingKiller® said:
Yeah it’s tough out there, I wish ya the best of luck. I am grateful we bought back in 2016, the market was already starting to heat up but we got in just under the wire thankfully. At the time we were renting an apartment in a hipper neighborhood and initially underestimated the climate. We figured we find something close by, but after looking for 6 month (and getting beat out on multiple homes) we were to the point where if we could find a home within the city limits we’d be happy. Thankfully we found one, nothing spectacular but it get the job done. If we had waited another year we woulda been priced out of the city entirely and if we waited a couple more years I don’t think we would have been able to purchase a home at all in the PNW. The real sad part is, at this point most of the non- slum level apartments in the city rent for more than my mortgage now. I don’t know how a young person is ever supposed to save up enough for a down payment.
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The last 9 months Thurston County rent has been higher than King County!!!
 
Twentytwo said:
Don't come to Tennessee if you are looking for cheap housing either. Granted I live west of Nashville were the prices are little more affordable unlike south of Nashville.

www.businessinsider.com

'Wanted to be transparent': A Tennessee mansion is listed on Zillow for $1.5 million - and photos show a fire-ravaged property

A Zillow post for a mansion that was severely damaged by a fire has garnered hundreds of thousands of views due to eye-catching pictures of the fire.
www.businessinsider.com www.businessinsider.com
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Nashville area realtor here. Housing market is nuts and has been for at least the past 2+ years. Don't see it changing much anytime soon either.
 
Celebrants_Nickel_Creek_Store.jpg


www.vinylmeplease.com

Celebrants

'Celebrants,' Nickel Creek's first studio album since 2014, is available on exclusive Black with Gold Swirl vinyl.
www.vinylmeplease.com www.vinylmeplease.com
 
Twentytwo said:
Celebrants_Nickel_Creek_Store.jpg


www.vinylmeplease.com

Celebrants

'Celebrants,' Nickel Creek's first studio album since 2014, is available on exclusive Black with Gold Swirl vinyl.
www.vinylmeplease.com www.vinylmeplease.com
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It's not a bad price here tbh.
Not sure what shipping costs are through Bullmoose (but add another album it'll be free), but probably evens out, so probably comes down to which variant you like best.

www.bullmoose.com

- Nickel Creek - Celebrants (Confetti Yellow Vinyl)

Nickel Creek:Celebrants (Confetti Yellow Vinyl),LP,BLUEGRASS
www.bullmoose.com www.bullmoose.com
 
bdrummond said:
It's not a bad price here tbh.
Not sure what shipping costs are through Bullmoose (but add another album it'll be free), but probably evens out, so probably comes down to which variant you like best.

www.bullmoose.com

- Nickel Creek - Celebrants (Confetti Yellow Vinyl)

Nickel Creek:Celebrants (Confetti Yellow Vinyl),LP,BLUEGRASS
www.bullmoose.com www.bullmoose.com
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3 songs a side? I mean I'm all for leaving groove space but that's a hell of a lot of deadwax.
 
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