Neverending Covid-19 Coronavirus

FYI, this applies not only to Italy, but this is the standard coverage all over Europe and I expect, the wider world.
US is the one black spot in relation to coverage of medical expenses for non-elective procedures.

call it socialism or communism if you will.
I'll take it!
 
FYI, this applies not only to Italy, but this is the standard coverage all over Europe and I expect, the wider world.
US is the one black spot in relation to coverage of medical expenses for non-elective procedures.

call it socialism or communism if you will.
I'll take it!

And what's worse is the above is an example of someone who does have Health Insurance. She was not one of the 28 Million Americans with no insurance.

Why the high bills? Deductibles, maximum out of pocket and out-of-network.

When she got sick she got sick fast unable to breath and called ambulance. That ambulance ride alone was $2,000 and not covered.

Also, this is incredibly annoying:

United Healthcare, Blomberg's insurer, told CNN it was waiving cost-sharing for Covid-19 treatments for its members in Medicare, Medicaid, individual market and certain employer-sponsored health insurance plans. But others who have United Healthcare policies through their jobs may have to pay for their care.

Blomberg is among those that have to pay.

The bills are also still coming in for Blomberg, she owns thousands of dollars and that is just for ambulance ride and pre hospitalization doctors office visits. She hasn't even seen any of the hospital stay bills yet and if anyone who treated her was out-of-network, she's on the hook.


The truth is in the United States, many people who get sick could rack up enough debt that they will spend the rest of their lives paying it back.
 
And what's worse is the above is an example of someone who does have Health Insurance. She was not one of the 28 Million Americans with no insurance.

Why the high bills? Deductibles, maximum out of pocket and out-of-network.

When she got sick she got sick fast unable to breath and called ambulance. That ambulance ride alone was $2,000 and not covered.

Also, this is incredibly annoying:



Blomberg is among those that have to pay.

The bills are also still coming in for Blomberg, she owns thousands of dollars and that is just for ambulance ride and pre hospitalization doctors office visits. She hasn't even seen any of the hospital stay bills yet and if anyone who treated her was out-of-network, she's on the hook.


The truth is in the United States, many people who get sick could rack up enough debt that they will spend the rest of their lives paying it back.
yep, I read the article earlier today and was shocked about the costs associated with medical treatments even when a private insurance is available.
for a European, there are few facts that are extremely hard to understand:
-costs of health care and the refusal to provide coverage for all
-the love and need to have (and carry) weapons
-Donald "the orange moron" Trump
there's also another thousand facts that puzzle us/me, but not as badly as the 3 above
 
So, I saw that #michiganprotest was trending on Twitter.
Apparently protesters entered the capitol building heavily armed today. Some of our politicians were in bullet proof vests. Scary times here.

One of the things that is truly worthy of anger is that if these heavily armed people were black, the outcome would be far different. The police would no longer allow this to be a peaceful protest.
 
FYI, this applies not only to Italy, but this is the standard coverage all over Europe and I expect, the wider world.
US is the one black spot in relation to coverage of medical expenses for non-elective procedures.

call it socialism or communism if you will.
I'll take it!

Standard coverage here in Canada too.
 

And what's worse is the above is an example of someone who does have Health Insurance. She was not one of the 28 Million Americans with no insurance.

Why the high bills? Deductibles, maximum out of pocket and out-of-network.

When she got sick she got sick fast unable to breath and called ambulance. That ambulance ride alone was $2,000 and not covered.

Also, this is incredibly annoying:



Blomberg is among those that have to pay.

The bills are also still coming in for Blomberg, she owns thousands of dollars and that is just for ambulance ride and pre hospitalization doctors office visits. She hasn't even seen any of the hospital stay bills yet and if anyone who treated her was out-of-network, she's on the hook.


The truth is in the United States, many people who get sick could rack up enough debt that they will spend the rest of their lives paying it back.
Just a quick tip from your resident insurance employee, only about 1 in 3 ambulance services are considered "in-network" for most any insurer. Why? Because these ambulances don't need to discount their services since their services are necessary. Anyone who calls for an ambulance, even if you have insurance, will get hit for a big ambulance bill and more time than not. There will be no discount if you have insurance because insurance companies have a notoriously hard time getting ambulance services to sign contracts with them for network discounts. If someone else can drive you to the hospital, do that.
 


Just a quick tip from your resident insurance employee, only about 1 in 3 ambulance services are considered "in-network" for most any insurer. Why? Because these ambulances don't need to discount their services since their services are necessary. Anyone who calls for an ambulance, even if you have insurance, will get hit for a big ambulance bill and more time than not. There will be no discount if you have insurance because insurance companies have a notoriously hard time getting ambulance services to sign contracts with them for network discounts. If someone else can drive you to the hospital, do that.


It's even worse if they have to call a helicopter. Isn't it like 1 in 10 or worse are in network.

The Italian guy got a free helicopter ride. In the United States that same ride can cost you anywhere from 6k to 50+k. Rates are wildly different.
 
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