TenderLovingKiller®
Well-Known Member
This is my company, they match dollar for dollar up to 8%. I have a pension too on top of my 401k.In a discussion about 401k's I was following, I'm reading about people who have a 8% match
This is my company, they match dollar for dollar up to 8%. I have a pension too on top of my 401k.In a discussion about 401k's I was following, I'm reading about people who have a 8% match
I agree with your points on the need for more regulation of social media and internet companies in general when it comes to data privacy and use. However, TikTok is a different situation because it is a Chinese company. Forget for the moment that the audience and reach of the platform makes it an ideal mechanism for spreading propaganda and misinformation. The main reason to ban TikTok/force a sale is that the Chinese do not allow any US media companies to operate freely in China.I don't disagree there is a huge amount of personal data on social media, but I do think this is a different issue. I think privacy laws need to be put into place to protect said data and allow you to opt out. That largely does not exist for any platform. Opting out largely means not being able to use said platform.
This is where I love the Apple Ecosystem. With iOS I can opt out of allowing apps to trackme. I also use the Cloudflare VPN to anonymize my data both on iOS and my Mac.
Sadly, Facebook and what not are bringing on Antitrust cases against Apple over this in both the EU, UK and US. Not being able to collect revenue on data Apple is preventing them from obtaining they say should be illegal and is a form of "gatekeeping". And this is gaining traction in government's crackdown of big tech.
I don't like where the crackdowns are going. I would love to see crackdowns on protecting consumers data. Not crackdowns that protect corporations rights to obtain and sell our data.
If Apple can't be the gatekeeper of our personal data, then who can be? It certainly won't be Facebook and alike corporations. And I have zero trust in governments to act as that gatekeeper. They will always be years behind in updating laws to protect consumer privacy. And would they have consumer privacy interest first?
Also, you would be surprised by how many apps try to access your clipboard, screenshot your device or screen record your device in the background. Why do they need to do that?
Our company doesn't match. Most people tell me that's rare, but I'm not surprised, my company is weird.I knew my holding companies health benefits sucked and were below the national average, but is the same true for my 401k?
They have a maximum match of 4%. And you have to pay in 4% to get 4%. In additional, you get 1% match your first year, 2% match your second year and so until you hit the 4%.
In a discussion about 401k's I was following, I'm reading about people who have a 8% match after 3 years, and they only need to contribute 2.5% to get that 8%. That blows my mind that there are companies that generous out there.
Most of us were 16/17 when we picked a college and signed up for financial assistance; it should be considered a parental failure.I've watched the full episode now, and it does a great job of explaining how we got here, what the problems are and how it's not just 1 problem, but a combination of of different factors.
The part that I loved the most was John Oliver made a point of saying the student loan debt crisis isn't a "personal responsibility" problem, but a "bad policy problem".
I have had a conversation with baby boomers in the the past about my student loan debt and how I got here. How the policies, system and expectations all drive you into this debut that you can't get out from another. And know what their response was? That I was providing every excuse possible to blame someone else rather than myself. It comes down to nothing other than personal responsibility and that I made bad financial decisions and borrowed more money than I could afford to pay back without a plan in place to pay it back when I was 18. And that attitude / response was downright infurrating.
It was even a worse experience for me.Most of us were 16/17 when we picked a college and signed up for financial assistance; it should be considered a parental failure.
It was the same in my household; growing up the concept of my college fund was bandied about, and the cost of my education was always leveraged against me as what I was living up to: I was to behave and excel in school because they were footing the bill. During my sophomore year I was very much rethinking my school choice, got accepted to transfer to NYU, and my folks put the kibosh on it because it would be "too expensive." Even though the costs were mine to assume they acted like it was their burden.It was even a worse experience for me.
Never once did the cost of going to school was discussed. I had no involvement with applying for financial aid / student loans, my father did it all for me without talking to me or going over the options or what he signed up for. I was just told "you are all set".
It's a policy failure for sure. didn't watch the Oliver piece yet, but cutting back on funding education is a huge mistake. It coincides with the Civil Rights movement in the late 60s/70s. I won't go down that rabbit hole in this response, but suffice it to say countries that emphasized and funded education have seen tremendous gains over the last 50 years (for example China and India). Discouraging your citizens from getting smarter because of cost is just stupid.I've watched the full episode now, and it does a great job of explaining how we got here, what the problems are and how it's not just 1 problem, but a combination of of different factors.
The part that I loved the most was John Oliver made a point of saying the student loan debt crisis isn't a "personal responsibility" problem, but a "bad policy problem".
I have had a conversation with baby boomers in the the past about my student loan debt and how I got here. How the policies, system and expectations all drive you into this debut that you can't get out from another. And know what their response was? That I was providing every excuse possible to blame someone else rather than myself. It comes down to nothing other than personal responsibility and that I made bad financial decisions and borrowed more money than I could afford to pay back without a plan in place to pay it back when I was 18. And that attitude / response was downright infurrating.
The post throws "woke" around to describe the law (keep it classy, NYP!), but the police department continuing to share those booking shots with toy/cartoon faces strikes me as deliberately antagonistic and dehumanizing. Like...I think the PD would use the same word to describe the law.Police post photos of suspects with Lego heads to protect IDs under new California law
The Murrieta PD has been posting hilarious arrest and lineup photos with suspects’ faces replaced by Lego heads to comply with a woke state law protecting offenders’ rights.nypost.com
Police post photos of suspects with Lego heads to protect IDs under new California law
The Murrieta PD has been posting hilarious arrest and lineup photos with suspects’ faces replaced by Lego heads to comply with a woke state law protecting offenders’ rights.nypost.com
The post throws "woke" around to describe the law (keep it classy, NYP!), but the police department continuing to share those booking shots with toy/cartoon faces strikes me as deliberately antagonistic and dehumanizing. Like...I think the PD would use the same word to describe the law.
I wrote ACAB on my jury duty questionnaire and was questioned about it when I was still initially selected.All Cats Are Beautiful
Should've spelled it out for emI wrote ACAB on my jury duty questionnaire and was questioned about it when I was still initially selected.
And I still didn’t get dismissed. I had to tell them some BS about not being able to fairly evaluate because I had a niece that was roughly the same age as the victim to finally get excused.
Oh, they asked about it. It was a high profile case where a junkie stole a dump truck and then ran over a pair of 12 year-old girls, killing one and severely injuring the other.Should've spelled it out for em