I get how it works there, but you mistake me. When I said I liked my insurance, that’s what I meant. I had good insurance that I could afford. It provided the coverage I needed along with the access and choice I desired. This was prior to the ACA. After the enacting of the ACA prices went up, choice and access decreased and eventually I found myself in a position where to purchase insurance for my family that was far worse than what I had a decade ago would run me over $22k in premiums and $6k in deductibles annually. Depending on how one views things, the ACA was either a total failure, or in light of the growing desire for some sort of Medicare for all system, a rousing success.