Political Discussion

Boy, I bet she’s deeply concerned about that.
I think I hate this woman. This craven, horrible quisling excuse for a person.

 
I find this one to be absolutely mind boggling. Sure, in America you can sue anyone for anything. But this is just beyond absurd.


To sum this story up, a guy needs an oil change. He drops his jeep off at the dealership. His Jeep is a manual, and the dealership employer neither knows how to drive stick or has a license. He hit's and kills a co-worker while trying to drive the Jeep.

The owner of the Jeep is the person who's being sued.

The dealership can't be held liable or be sued so the next best option for the family of the victim is to sue the owner of the Jeep.


It basically comes down to Michigan has a statue called the "owner's liability statue", that says if a death involves a car, the owner of the car is legally responsible. The owner gave permission to the the driver at the dealership to drive the car, therefor the owner is negligent. Because he handed his keys over to the employee who was driving and gave said employee permission to drive his car, the owner is now legally responsible and is automatically liable for the driver's negligence under this statue.

Basically that goes to show that corporations are shielded from liability and private citizens are not. This angers me deeply.
 
To add to my wtf to the story above, a lot of Boomers don't seem bothered by how the dealership is not liable. "That's just how it is". Then they have the mentality to say "This is a perfect example of why you should always have liability insurance".

When we hear things like this why are we so quick to say, "well, that's just how things are" verses questioning it or pushing for change. The whole, well, that's your own fault if you don't have liability insurance just puts me off.
 
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The 9th amendment is about protecting rights not listed in the constitution. Federalists didn’t want a list of rights in the constitution because it could result in any right not listed not being rights. They wanted the bill of rights intentionally vague to protect rights of individuals that they didn’t think to spell out in the constitution. The draft opinion from the SCOTUS states said “Substantive due process has at time been a treacherous field for this court” in context to recognizing rights that are not mentioned in the constitution. The conservatives believe if the right is not listed in the constitution the authority should be entrusted to the people’s elected representatives and not the court.

Also, the language vilifying people getting abortions as murders in the opinion is horrifying.
I'm getting more and more concerned about the laws that Louisiana is putting up. One of our reps wants it to be illegal to abort at the time of conception. The problem with this is that IUDs work by making it possible for a fertilized egg to implant--thus no baby. However, if I have a fertilized egg that my IUD doesn't let implant, then I could technically be considered a murderer under this new proposal. On top of that, Louisiana has no mechanism to vote on a popular referendum and none of our representatives are protecting a woman's right to choose.

Now now, I’m sure Brett Kavanagh personally assured her that he would never do that!
Where is the eye roll emoji when I need it?
To add to my wtf to the story above, a lot of Boomers don't seem bothered by how the dealership is not liable. "That's just how it is". Then they have the mentality to say "This is a perfect example of why you should always have liability insurance".

When we hear things like this why are we so quick to say, "well, that's just how things are" verses questioning it or pushing for change. The whole, well, that's your own fault if you don't have liability insurance just puts me off.
This is tied to their obsession to have everything "run like a business".
 
I'm getting more and more concerned about the laws that Louisiana is putting up. One of our reps wants it to be illegal to abort at the time of conception. The problem with this is that IUDs work by making it possible for a fertilized egg to implant--thus no baby. However, if I have a fertilized egg that my IUD doesn't let implant, then I could technically be considered a murderer under this new proposal. On top of that, Louisiana has no mechanism to vote on a popular referendum and none of our representatives are protecting a woman's right to choose.

So essentially the morning after pill / plan b would become illegal and would be considered murder if the egg was fertilized?

Yikes, these people. Reducing options to contraception is only going to increase the need for abortions. And if abortions are illegal then illegal abortions will happen.
 
So essentially the morning after pill / plan b would become illegal and would be considered murder if the egg was fertilized?

Yikes, these people. Reducing options to contraception is only going to increase the need for abortions. And if abortions are illegal then illegal abortions will happen.
Oh for sure the long view is criminalizing contraceptives.
 
Contraceptives don't kill people, people kill people! Responsible contraceptive owners just make sure that they don't expose such a device to anything they don't intend to kill.

If at any point a woman begins to fear for her life in the event that a third party organism is trying to implant itself in her body, I do believe that in many states she has a right to "stand her ground," no?
I hear you but if we rewind the timeline past the point of Roe this is where it gets to. Make no mistake we are going backwards. You may have misplaced certainty that women would have any rights at all in the planned future.
 
Contraceptives don't kill people, people kill people! Responsible contraceptive owners just make sure that they don't expose such a device to anything they don't intend to kill.

If at any point a woman begins to fear for her life in the event that a third party organism is trying to implant itself in her body, I do believe that in many states she has a right to "stand her ground," no?

I hear you but if we rewind the timeline past the point of Roe this is where it gets to. Make no mistake we are going backwards. You may have misplaced certainty that women would have any rights at all in the planned future.
Yeah, it really does seem like this is the end goal. The Talabama in full display.
 
I hear you but if we rewind the timeline past the point of Roe this is where it gets to. Make no mistake we are going backwards. You may have misplaced certainty that women would have any rights at all in the planned future.

Oh they’re coming for Griswold. And you don’t need to read between the tea leaves either. They flat out say the case was wrongly decided.

This is why I had to stop watching The Handmaids Tale. Felt too close, especially the episode where all the women were sent home from work because they weren’t allowed to hold jobs anymore and their credit cards were canceled.
 
Biden is apparently talking about Student Loan forgiveness again as he recognizes its a huge issue for the country.

But his plan is still god awful. He supports canceling up to $10,000 maximum in federal student loan debt with a salary cap of $125,000.

The issue is the $10,000 does not really help the people most in need. I owe more than double now in student loan debt than when I graduated. And I have fell behind on payments as I can no longer afford the minimum payments on the graduated repayment plan where you pay more in the later term of your loan. In 2019 because I was not current the Department of Education added nearly $10,000 more to my student loan balance for "Collection Fees".

$10,000 will make no difference to me where my student loan debt has grown from 55k to more than 120k at last check. And the same is true for Millions of other Americans.

According to experts, Biden's forgiveness plan with benefit recent college grads the most, those who still do not make 120k yet but likely will later in the careers.

It will also pay off an estimated 15 million student loans for students who mostly paid cash for tuition or are close to paying off their loan.

2/3 of the money in the forgiveness will go to people in the top 50%, for those like me who who needs 15+ years experience in my field now with a ever shrinking number of available positions that pay that much because of globalization It's debatable if I will break 120k before I require given how things are currently tracking without changing my career trajectory client relations and new biz verses coding. 10k really does not do much to help me, and millions other in the same situation. And the ever increasing cost of housing keeps us from being able to pay down our student loans.

Apple News gave me an article from the New York Post and of course they are hating on Biden's plans for student loan forgiveness. But not for the right reasons and that it doesn't do nearly enough.

But rather it's unfair to those who paid in all cash or mostly for college or worked their ass off to pay their student loans back. And of course because it's going to increase inflation and drive up the cost of education.

What is the latest, is Biden really trying going to do anything. Or is this just the NYP blowing smoke trying to make R's hate him.
 
Biden is apparently talking about Student Loan forgiveness again as he recognizes its a huge issue for the country.

But his plan is still god awful. He supports canceling up to $10,000 maximum in federal student loan debt with a salary cap of $125,000.

The issue is the $10,000 does not really help the people most in need. I owe more than double now in student loan debt than when I graduated. And I have fell behind on payments as I can no longer afford the minimum payments on the graduated repayment plan where you pay more in the later term of your loan. In 2019 because I was not current the Department of Education added nearly $10,000 more to my student loan balance for "Collection Fees".

$10,000 will make no difference to me where my student loan debt has grown from 55k to more than 120k at last check. And the same is true for Millions of other Americans.

According to experts, Biden's forgiveness plan with benefit recent college grads the most, those who still do not make 120k yet but likely will later in the careers.

It will also pay off an estimated 15 million student loans for students who mostly paid cash for tuition or are close to paying off their loan.

2/3 of the money in the forgiveness will go to people in the top 50%, for those like me who who needs 15+ years experience in my field now with a ever shrinking number of available positions that pay that much because of globalization It's debatable if I will break 120k before I require given how things are currently tracking without changing my career trajectory client relations and new biz verses coding. 10k really does not do much to help me, and millions other in the same situation. And the ever increasing cost of housing keeps us from being able to pay down our student loans.

Apple News gave me an article from the New York Post and of course they are hating on Biden's plans for student loan forgiveness. But not for the right reasons and that it doesn't do nearly enough.

But rather it's unfair to those who paid in all cash or mostly for college or worked their ass off to pay their student loans back. And of course because it's going to increase inflation and drive up the cost of education.

What is the latest, is Biden really trying going to do anything. Or is this just the NYP blowing smoke trying to make R's hate him.
There's really no good way to do this to be honest.

The politics of this now are incredibly polarizing and as you said, there's no "fair" way of doing it in small amounts. Wholesale loan forgiveness will be both inflationary in reality and give an easy policy for Rs to blame for when inflation gets worse. The time to have done this would have been either 2008/2009 (would have been the ideal time economically and politically) or in 2020 at the very early stages of Covid relief (forgiveness versus suspension).
 
There's really no good way to do this to be honest.

The politics of this now are incredibly polarizing and as you said, there's no "fair" way of doing it in small amounts. Wholesale loan forgiveness will be both inflationary in reality and give an easy policy for Rs to blame for when inflation gets worse. The time to have done this would have been either 2008/2009 (would have been the ideal time economically and politically) or in 2020 at the very early stages of Covid relief (forgiveness versus suspension).

The max projected increase to inflation if all student debt was canceled is .5%. Just cancel it already and let them whine.
 
There's really no good way to do this to be honest.

The politics of this now are incredibly polarizing and as you said, there's no "fair" way of doing it in small amounts. Wholesale loan forgiveness will be both inflationary in reality and give an easy policy for Rs to blame for when inflation gets worse. The time to have done this would have been either 2008/2009 (would have been the ideal time economically and politically) or in 2020 at the very early stages of Covid relief (forgiveness versus suspension).

2008ish was to close to the "we realize there is a student loan debt issue" and we need to change laws to except all student loans from being dischargeable via bankruptcy which George W Bush signed into law in 2005. Biden helped lead that bill in the Senate as well...

The best show was with the covid relief.
 
2008ish was to close to the "we realize there is a student loan debt issue" and we need to change laws to except all student loans from being dischargeable via bankruptcy which George W Bush signed into law in 2005. Biden helped lead that bill in the Senate as well...

The best show was with the covid relief.

My “favorite” part of student loan debt is that any balance that is “forgiven” after the repayment term rolls over into taxable income, giving you a nice, huge tax hike in your later years.
 
My “favorite” part of student loan debt is that any balance that is “forgiven” after the repayment term rolls over into taxable income, giving you a nice, huge tax hike in your later years.

Wait, what. Are you talking about Biden's plan? The the forgiveness for those who worked in the public sector?

I have never heard of it rolling over into taxable income. Explain this please.
 
Wait, what. Are you talking about Biden's plan? The the forgiveness for those who worked in the public sector?

I have never heard of it rolling over into taxable income. Explain this please.
I don’t think this is applicable to the public sector loan forgiveness program, but that has its own huge problems.

But yes, when you get to the end of the repayment term - 10 years on standard or 25 years on extended - and you have a balance, like from interest accruing that you couldn’t keep up with, that “forgiven” balance is considered taxable income and you then have to pay taxes on it. This is part of the tax code; forgiven debt is considered taxable income.

It’s horrible and I feel like no one knows about this. It’s very deceptive that the term “forgiven” is used to describe this because the balance isn’t forgiven at all; it just rolls over to keep you tethered to a different, even worse kind of debt. Elizabeth Warren has been advocating closing this loophole for awhile now.

Here’s a link with more info: Taxability of Student Loan Forgiveness - Finaid

Edit: I should also add that I don’t know what, if any, impact Biden’s plan would have on this. If - and it’s a big if - he forgives any amount of student debt, I would hope his plan would address this as well. Otherwise, he’d be creating a huge tax bomb for those whose debt was forgiven next year.
 
2008ish was to close to the "we realize there is a student loan debt issue" and we need to change laws to except all student loans from being dischargeable via bankruptcy which George W Bush signed into law in 2005. Biden helped lead that bill in the Senate as well...

The best show was with the covid relief.
2008 was when there was political will to make large scale payments to banks to clear debt off the books and provide banks with liquidity. A here's $50,000, pay off whatever bank debt (loan, mortgage, etc.) you have would have been well received and actually helpful.
 
2008 was when there was political will to make large scale payments to banks to clear debt off the books and provide banks with liquidity. A here's $50,000, pay off whatever bank debt (loan, mortgage, etc.) you have would have been well received and actually helpful.

Uh, student loans like the type Biden is talking about forgiving are loans from the federal government. Not banks.

They are more akin to the covid business loans that were made and forgiven last year directly by the federal government, but serviced by private third parties, then direct bank debt.
 
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