Political Discussion

Also, even if you have insurance, you may not have coverage for therapy or an outrageous co-pay or "coinsurance".

For example, with my insurance I can't afford the coinsurance, where I'm responsible for 60% for an in-network therapist and 80% for an out-of-network

.
 
RenegadeMonster said:
Also, even if you have insurance, you may not have coverage for therapy or an outrageous co-pay or "coinsurance".

For example, with my insurance I can't afford the coinsurance, where I'm responsible for 60% for an in-network therapist and 80% for an out-of-network

.
Click to expand...

Yea I’m very fortunate to have only at 10$ copay. It’s amazing and unheard of. I mean I was already paying for it and not using it for six years. Now I’m going because it helps but it’s a service I’m paying for mut not taking advantage of.
 
Max Sterling said:
the ones left... or are religious in nature.
Click to expand...
This is my CONSTANT problem finding providers in the deep south. I have to look each of them up and decode whether or not they will shove Jesus down my throat. My favorite was the provider that touted "Bible based therapy", but most of them just mention prayer in their bios, which is how I know to steer clear.
 
nolalady said:
This is my CONSTANT problem finding providers in the deep south. I have to look each of them up and decode whether or not they will shove Jesus down my throat. My favorite was the provider that touted "Bible based therapy", but most of them just mention prayer in their bios, which is how I know to steer clear.
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Ugh! This is disappointing being that their training is to be culturally sensitive to others beliefs rather than push your worldview on others.
 
And so the insanity begins:
jezebel.com

Louisiana Woman Is Forced Carry Headless Fetus to Term or Travel to Florida for Legal Abortion

“It’s hard knowing that I’m carrying it to bury it,” Nancy Davis, already a mother of one child, said.
jezebel.com jezebel.com

A pregnant woman in Louisiana says she’s being forced to choose between carrying a fetus that lacks a skull and the top of its head (as a result of a rare condition called acrania) to term, or traveling several states over for a legal abortion, since Louisiana has banned abortion with very narrow exceptions.

“It’s hard knowing that I’m carrying it to bury it,” Nancy Davis, who’s 13 weeks pregnant and is already the mother of one child, told local news station WAFB9 on Monday. A few weeks ago, she had her first ultrasound and was told the fetus wouldn’t survive—but that she would have to either carry and birth the nonviable fetus or travel to Florida, the closest state where abortion is still legal.

This is just stupid and traumatizing for the mom.
 
nolalady said:
And so the insanity begins:
jezebel.com

Louisiana Woman Is Forced Carry Headless Fetus to Term or Travel to Florida for Legal Abortion

“It’s hard knowing that I’m carrying it to bury it,” Nancy Davis, already a mother of one child, said.
jezebel.com jezebel.com

A pregnant woman in Louisiana says she’s being forced to choose between carrying a fetus that lacks a skull and the top of its head (as a result of a rare condition called acrania) to term, or traveling several states over for a legal abortion, since Louisiana has banned abortion with very narrow exceptions.

“It’s hard knowing that I’m carrying it to bury it,” Nancy Davis, who’s 13 weeks pregnant and is already the mother of one child, told local news station WAFB9 on Monday. A few weeks ago, she had her first ultrasound and was told the fetus wouldn’t survive—but that she would have to either carry and birth the nonviable fetus or travel to Florida, the closest state where abortion is still legal.

This is just stupid and traumatizing for the mom.
Click to expand...

Some states are already working on making it illegal to travel to other states to get an abortion. It's only going to get worse I'm afraid.
 
RenegadeMonster said:
Some states are already working on making it illegal to travel to other states to get an abortion. It's only going to get worse I'm afraid.
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www.cbsnews.com

Florida court rules 16-year-old is not "mature" enough to get an abortion

A judge ruled shortly before the teen tried to seek an abortion, she experienced renewed trauma because her friend died, and couldn't make the decision to terminate her pregnancy.
www.cbsnews.com www.cbsnews.com

"you're not mature enough for an abortion, so your consolation prize is....you must carry to term and be responsible for a human life!"
 
yukbon said:
www.cbsnews.com

Florida court rules 16-year-old is not "mature" enough to get an abortion

A judge ruled shortly before the teen tried to seek an abortion, she experienced renewed trauma because her friend died, and couldn't make the decision to terminate her pregnancy.
www.cbsnews.com www.cbsnews.com

"you're not mature enough for an abortion, so your consolation prize is....you must carry to term and be responsible for a human life!"
Click to expand...
Yeah not sure how one can be mature enough to parent a child (nobody actually is) but not mature enough to make basic decisions about their own body (pretty much everyone is).
 
The latest on the state of student loans as of this morning is "To expect an announcement form Biden / Department of Education in the next week or so".

Really, this is going to come down to the final hour pretty much isn't it? I read that answer as we may not get the answer this week.

All the speculation is Biden will extend the pause 1 more time. And only one more time. He's not doing it to help Americans or out of his own kindness. He's doing it for political reasons and getting his party through the midterm elections.

Biden made it clear last December that student loan repayments will resume in February. He sent a very strong message before political pressure resulted him pressing pause again. Bottom line, he doesn't believe in the pauses or forgiveness. His arm is going to have to be pulled to make anything happen.

Also, reading up on their plans for student loans and those who are in default. Back in April new rules were set up allowing for defaulted student loans to become in good standing again should the borrower enter a good faith repayment plan within a year of the end of the pause. However, in doing so, the debt forgiveness resets for the income based repayment plan option. You start at day 0 again, and it's now after 29 years of payments the remaining debt is forgiven. So in my case, until I retire. lol

Apparently this is the only way to get your loans out of default, and avoid wage garnishments, collection attempts as well as collection and legal fees being added to your account. After 1 year as passed, even if you enter a good faith repayment plan, your loans will still be considered legally defaulted. And this so called "deal" is only if you contact the department of education and set it up. If you just resume your payments without contacting them you are SOL.
 
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