Political Discussion

Just saw a political ad on tv that was against Medicare for all.

The ad spewed the same lies and scare tactics.

  • Over 180 Million Americans would lose their private insurance.
  • 1 Plan for all no matter how serious you needs are.
  • Much longer wait times for medical procedures

It basically tried to spread doom and gloom for Medicare for all. They made it sound like people would loose their coverage and have drastically longer wait times for treatment which could result in higher death rates.

Big whoop if people loose their private insurance. They all would have insurance still.

The 1 plan for all sounds like the rich not wanting to pay for things they don't need to fund the system for others.

Longer wait times for treatment have been disproven. Doesn't that info come from just one countries healthcare system? And in our current system do we not have the biggest hassle of referrals and trying to find someone in network that waste more time than say the Canadian system?
 
I may work for a large insurance company. I am not going defend any specific instance because each is different and the details matter but I will say the industry is super regulated and litigated every time someone gets “shafted” I feel for them but if the industry paid every claim that went out insurance would not be affordable. If I remember correctly the average person files 1 claim every 26 years and the majority of people with insurance never file a claim. People obviously remember the times their claims were denied and again I know that sucks but I can tell you insurance pays way more than they deny overall. Also, if they were tomorrow make insurance disappear the number if lawsuits and financial ruin people face would be staggering. The insurance industry is far from perfect but it’s not a scam either.
while probably 100% true, we only remember the horror stories
 
Longer wait times for treatment have been disproven.
I am trying to see a sleep specialist for a long time and unknown sleep issue, I have a six-month wait and that is just for the consult, I will most likely be set up for a sleep study and who knows how long I will have to wait for that.
 
I am trying to see a sleep specialist for a long time and unknown sleep issue, I have a six-month wait and that is just for the consult, I will most likely be set up for a sleep study and who knows how long I will have to wait for that.

Yup, wait times are already longer in the United States than most socialist countries. They are not going to get longer with medicare for all.

Hell, currently a lot of time is spent on insurance overhead instead of treating patients. Eliminating that would meed shorter wait times alone.
 
Yup, wait times are already longer in the United States than most socialist countries. They are not going to get longer with medicare for all.

Hell, currently a lot of time is spent on insurance overhead instead of treating patients. Eliminating that would meed shorter wait times alone.
yep, I have a doc that is an acquaintance on FB and he was complaining that he had to fill out paperwork to get a patient a walker. Said it was a big hassle, maybe it was but he also likes to complain about people getting medical things they don't need/wasting taxpayer money (his view on Medicare). I wanted to point that out to him but figured it wasn't worth it.
 
2 Nights of DNC Primary Debates this week. Have we have had to split this into to nights before due to the overwhelming number of candidates?
 
I hate surprise medical bills that seem to be occurring more and more frequently.

I have been paying for my own medical insurance since being dropped of my fathers plan when I turned 23 over a decade ago. The first 5 years I never got a surprise bill, had no deductible and everything was covered at a much lower price than what I pay today.

The last 4 years I have been getting surprise bills after every physical. Preventative labs along with my physical I have been getting all my adult life. Guess what, 4 years ago I got a bill for over $750 because most of it was applied towards my deductible. The insurance company said while all doctors considered the test you got as retune and preventative, they are not listed as preventative by the ACHA, there for they go towards you deductible. It took me a couple years to learn to ask the doctor to only run labs that are listed as preventative by the ACHA. Just saying Preventative got their standard panel and I still got slammed with a large bill.

This year I got it right in what I asked. I only had a Cholesterol test ordered which is listed as preventative by the ACHA. I should be covered right!? Wrong!!!

Just got a bill for $291.39 for a Cholesterol test. This years insurance plan my company has provides no coverage for any labs until after the deductible has been met.

WTF
 
I hate surprise medical bills that seem to be occurring more and more frequently.

I have been paying for my own medical insurance since being dropped of my fathers plan when I turned 23 over a decade ago. The first 5 years I never got a surprise bill, had no deductible and everything was covered at a much lower price than what I pay today.

The last 4 years I have been getting surprise bills after every physical. Preventative labs along with my physical I have been getting all my adult life. Guess what, 4 years ago I got a bill for over $750 because most of it was applied towards my deductible. The insurance company said while all doctors considered the test you got as retune and preventative, they are not listed as preventative by the ACHA, there for they go towards you deductible. It took me a couple years to learn to ask the doctor to only run labs that are listed as preventative by the ACHA. Just saying Preventative got their standard panel and I still got slammed with a large bill.

This year I got it right in what I asked. I only had a Cholesterol test ordered which is listed as preventative by the ACHA. I should be covered right!? Wrong!!!

Just got a bill for $291.39 for a Cholesterol test. This years insurance plan my company has provides no coverage for any labs until after the deductible has been met.

WTF
I’m an inpatient hospital pharmacist. Today a doc ordered some ear drops for a patient with an ear infection. Nothing super fancy, just an antibiotic with a steroid. But when I went to enter it in the computer, the patient charge (before insurance) was $978. Almost a grand for a bottle of ear drops. Yes, hospital pharmacies have a markup, but it’s based on the AWP set by the manufacturer and the wholesaler. I sent a text message to the provider and got it switched to an ear drop antibiotic without steroid for $50.

The point is I’ve been a pharmacist for over 10 years, and I’ve never seen prices escalate so dramatically on readily available drugs. Vitamin K (which is typically used to reverse Coumadin) is over $300 for a single tablet. Little 15 mL cups of potassium chloride are close to $100 PER CUP. And I don’t see an end in sight.
 
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I’m an inpatient hospital pharmacist. Today a doc ordered some ear drops for a patient with an ear infection. Nothing super fancy, just an antibiotic with a steroid. But when I went to enter it in the computer, the patient charge (before insurance) was $978. Almost a grand for a bottle of ear drops. Yes, hospital pharmacies have a markup, but it’s based on the AWP set by the manufacturer and the wholesaler. I sent a text message to the provider and got it switched to an ear drop antibiotic without steroid for $50.

The point is I’ve been a pharmacist for over 10 years, and I’ve never seen prices escalate so dramatically on readily available drugs. Vitamin K (which is typically used to reverse Coumadin) is over $300 for a single tablet. Little 15 mL cups of potassium chloride are close to $100 PER CUP. And I don’t see an end in sight.
My mom was just diagnosed with colitis and they said a 6 week supply of the medicine is almost $500. It's ridiculous. She's retired and on social security. How are people supposed to afford that?!

Still waiting for this big beautiful health care plan that was going to fix all that. And the candidates who actually have a plan and say how they're going to pay for it get called crazy?
 
My mom was just diagnosed with colitis and they said a 6 week supply of the medicine is almost $500. It's ridiculous. She's retired and on social security. How are people supposed to afford that?!

Still waiting for this big beautiful health care plan that was going to fix all that. And the candidates who actually have a plan and say how they're going to pay for it get called crazy?

Yup, because they are going to eliminate price gouging and huge profits for shareholders. That goes against capitalism.

As I mentioned on Sunday, political attack ads against medicare for all have already started airing. Since Sunday I'm seeing them constantly on the air on my local channels now during the news and primetime.
 
Just saw a report on the NBC Nightly News that Trump's Trade War is not brining jobs back to the United States. Instead, it has directly resulted in price increases this disproportionately effect the poor.

And example they gave is clothing. The cheap clothing we would have bought at Walmart or Costco that was made in China. The manufacturers are scrambling to move all manufacturing to Vietnam as fast as they can to avoid the Tariffs. They are not moving jobs back to the United States. Why? It's still far cheaper to to manufacture overseas and they can skirt around the tariffs by moving out of China. Moving to Vietnam will cost a little more in labor than China and the cost of building the new manufacturing facilities will also be passed on to prices.

This effects the poor a lot more than the wealthy because the wealthy are far less likely to buy essential goods from places like Walmart and are already paying more for merchandise likely made in the United States or Europe. It's the poor who are looking for the cheapest goods at Walmart or a Dollar Store who are being hit the hardest. And the least likely to be able to manage the burden of increased costs.
 
One of my brother's friends worked on his congressional campaign. Seems like a genuinely good guy, but "who?" is the correct response here.
I only know him from seeing a ton of campaign commercials during the mid terms. He seemed like a good guy but probably doesn't stand a chance. Why would you join right before 20 other candidates are about to go in the National spotlight?
 
I only know him from seeing a ton of campaign commercials during the mid terms. He seemed like a good guy but probably doesn't stand a chance. Why would you join right before 20 other candidates are about to go in the National spotlight?
My guess is he's trying to make a name for himself and will try to run against Toomey again
 
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