Political Discussion

Trump has announced mass deportations of illegal immigrants are about to begin.

sighs, sounds like a ploy to rally his base.

Also, did you all catch the fued between Mitch McConnell and Jon Stewart?
 
Hi and welcome to Trumps America.

This morning the EPA rolls back all Obama-era regulations that limit coal-fired power plants.

Trump kicked off his 2020 presidential campaign last night with more than 15 false claims.

www.cnn.com

Fact check: Trump's Orlando rally featured more than 15 false claims over 76 minutes | CNN Politics

President Donald Trump kicked off his formal reelection campaign Tuesday night with a rally in Orlando. His 76-minute speech featured more than 15 false statements, many of them ones that he's repeated frequently in the past.
www.cnn.com www.cnn.com
 
The full article is now live.

www.cnn.com

EPA rolls back Obama-era plan limiting coal-fired power plant emissions | CNN Politics

The Environmental Protection Agency on Wednesday said states can set their own carbon emissions standards for coal-fired power plants -- a rule that the agency itself says could result in 1,400 more premature deaths by 2030 than the Obama-era plan it will replace.
www.cnn.com www.cnn.com

The Environmental Protection Agency on Wednesday said states can set their own carbon emissions standards for coal-fired power plants -- a rule that the agency itself says could result in 1,400 more premature deaths by 2030 than the Obama-era plan it will replace.
The move fulfills part of President Donald Trump's promise to help the coal industry, but will likely face court challenges from environmental groups and several states who see the rollback as detrimental to clean air and efforts to fight the climate crisis.
Former President Barack Obama's plan, if implemented, would have prevented 3,600 premature deaths a year, 1,700 heart attacks and 90,000 asthma attacks, according to analysis conducted by the EPA under his tenure.
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I basically get out of this that "we don't care about human lives, only profits"
 
Just read an interesting article on the us missile defense in scientific american.Trum claimed on Hannity " We have missiles that can knock out a missile in the air 97 percent of the time, and if you send two of them it's gonna get knocked out." That seems to be not true. In tests so far missile defense intercepted about 56% of simulated incoming warheads under simplified test conditions. So to get to a good chance of intercept you have to assign 4 interceptors per warhead ( the us has about 40 interceptors). The experts conclusion was that the us spend 100s of billions of dollars on something that is more or less useseless and has the danger of giving a false feeling of being invicible to political leaders that may result in a more aggressive stance in conflicts.
 
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RenegadeMonster said:
The full article is now live.

www.cnn.com

EPA rolls back Obama-era plan limiting coal-fired power plant emissions | CNN Politics

The Environmental Protection Agency on Wednesday said states can set their own carbon emissions standards for coal-fired power plants -- a rule that the agency itself says could result in 1,400 more premature deaths by 2030 than the Obama-era plan it will replace.
www.cnn.com www.cnn.com



I basically get out of this that "we don't care about human lives, only profits"
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Many coal miners actually don't know how the pollution affects the surrounding area and those that live there. When HRC was campaigning a coal miner confronted her about coal mine closures she proposed but when she explained and gave him the stats of deaths he changed his mind. I realize that won't change many people's minds because feelings over take facts
 
Iran shot down a US drone over international waters last night. A clear message sent to us and an escalation of tensions.

Iran state media also reported that while they do not war, they are prepared to go to war with the United States.

I don't trust Trump. Is big mouth and impulsivness are going to lead us to war.
 
wuc190604.jpg
 
Jan said:
At least the iranians claim it was in iranian airspace.
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Funny enough Trump is talking about how it’s “scientifically proven” that the Global Hawk was in international waters. It was, but since when does that fool care about science?

I don’t think we’ll go to war w Iran unless they want to. Yes there are some hawks in his admin but he is - don’t laugh - risk adverse. At least militarily. He talks big but it fizzles and he revisions the outcome. Iran’s motivations are more dangerous bc a war may allow them to consolidate power, given current social unrest. Now, war I don’t think so but there are a full range of military operations on the way to a full war.
 
Yikes.

Trump had ordered a strike on Iran last night in retaliation of shooting down the drone. However, he called it off at the last minute. The planes were already in the air.

Talk about escalating things.
 
RenegadeMonster said:
Yikes.

Trump had ordered a strike on Iran last night in retaliation of shooting down the drone. However, he called it off at the last minute. The planes were already in the air.

Talk about escalating things.
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I think him going to war with Iran would tank his reelection, I think the public is tired of war and don't actually see a need for one, it will remind people we are still at war in Afghanistan, the longest in US history.
 
Insurance should not be private / for profit.

Just heard a story on the news this morning that absolutely angers me that this is allowed.

There was an incident in Melrose this week where the main sewer line had a blockage on a street and raw sewage exploded out of toilets flooding peoples first floors in 6 homes. The homes are considered uninhabitable now and the residence are not being allowed back in due to health concerns. The homes have to be completely gutted on the first floor. Walls removed, floors removed, all furniture tossed. But guess who's paying for it?

Yup, not the insurance companies. Because apparently raw sewage coming up out of your drains is not covered.

These backups not only cause damage that is difficult and expensive to repair, but also create health hazards. Most homeowner and business insurance policies do not cover sewer backup unless specific sewer backup coverage is added to the policy, according to the Insurance Information Institute (I.I.I.)
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Sewer backup coverage is it's own thing, and you have to pay more for it. Most people don't know they are not covered for this and realize this is something they might need.

What is insurance even for if they try to limit their liability to anything that would cost them money.

I bet piece mealing all kinds of specific policies like this one together to make sure you are covered for everything is more expensive than most people could afford as well.
 
RenegadeMonster said:
Insurance should not be private / for profit.

Just heard a story on the news this morning that absolutely angers me that this is allowed.

There was an incident in Melrose this week where the main sewer line had a blockage on a street and raw sewage exploded out of toilets flooding peoples first floors in 6 homes. The homes are considered uninhabitable now and the residence are not being allowed back in due to health concerns. The homes have to be completely gutted on the first floor. Walls removed, floors removed, all furniture tossed. But guess who's paying for it?

Yup, not the insurance companies. Because apparently raw sewage coming up out of your drains is not covered.



Sewer backup coverage is it's own thing, and you have to pay more for it. Most people don't know they are not covered for this and realize this is something they might need.

What is insurance even for if they try to limit their liability to anything that would cost them money.

I bet piece mealing all kinds of specific policies like this one together to make sure you are covered for everything is more expensive than most people could afford as well.
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Just as dumb as the "Act of God" things that aren't covered
 
SnowmaNick said:
My auto policies state they are not liable if the vehicles are damaged due to nuclear war or acts of terror. It’s nice to know that if the shit gets really bad, they have an exemption for that.
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In most cases they don't cover tree's falling on your car or hail damage. I made sure to specifically add those to my policy.

I'm still not covered though if a air plane crashes on my car though. Like, why not?
 
Here's an insurance story for you. My family had been with State Farm for DECADES, parents, grand parents, siblings, etc... About 10 years after we moved into our current house there were some really bad hail storms that caused a lot of damage to the roofs in our area. I hopped out one of our windows that access to the roof and poked around, all seemed well so we let it go. A week later a State Farm appraiser rings are doorbell and insists on looking at the roof because "your neighbors have had claims go in with a lot of damage, you may not be looking for the right signs"...ok, have at it. They say there is damage, send it in and the claim gets denied. Ok, I didn't think there was any real damage after all. A few days go by and the appraiser who came out calls to ask if they had gotten back to us about the claim, I explain, she says that's really strange... "I'll submit it again, they may have overlooked it since there are so many claims coming in". Ok, you're the representative.

About a week later we get a letter from State Farm stating that our policy/s have been dropped and we have 30 days to find alternate insurance coverage. I mean DROPPED, home, auto, and the riders we had added. I'm like WTF!

We'll leave out the 45 minute argument that took place at my agents office and cut to the chase. In a nut shell I was told that due to excessive claims over a 10 year period (3), our account was flagged by the system and would be terminated. We had made an auto claim for an accident we were'n't the cause of during this time as well.....let me type this again. 3 CLAIMS IN A 10 YEAR PERIOD IS EXCESSIVE.

No matter what I said, the agent just poker faced me and continued to tell me there was nothing he could do because the system flagged us for too many claims, it was all about the system, our years of loyalty meant nothing, the fact that THEIR agents solicited us about the roof and submitted the claim twice made no difference to "THE SYSTEM". Also keep in mind that this was for submitted claims, not even claims they had to pay out on.

I will NEVER, EVER, recommend State Farm to anyone. We went with Farmers and as part of their "new customer" process they appraise and check your home, the appraiser asked us about the roof because he saw hail damage and new about the storms, we explained what happened. Farmers replaced the roof, covered it 100% and it wasn't a strike against our policy. The agent literally LOLed when we told him what had happened with State Farm.

This also took place when State Farm was paying out claims left and right due to, I can't remember which hurricane.................you can draw your own conclusions as to why "the system" was flagging people.
 
Yeah, insurance sucks. They don't want you to use it.

Something similar happened to my parents back in 2004 / 2005.

In 2004 their home was broken into. Door splintered, tools and electronics stolen. My parents put in a claim.

In 2005 the hot water heater sprung a leak and flooded the finished basement. They put in a claim to replace the carpet. Only real damage.

Guess what? 2 claims and they got dropped. Not only did they get dropped, but in Massachusetts information is shared between insurance companies and its heavily regulated. My parents were listed as "high risk" and only could get a new "high risk" policy for the next 5 years. The system / regulations would not allow them to get standard policy from any insurance company. Their insurance rates were now nearly 3X the amount they were before and high for the next 5 years until they were eligible for a standard insurance policy again.

The worst part about it was, the hire rates they paid cost them several times more over 5 years than it would have cost to not make a claim and just pay to replace things on their own. Their claims weren't anything much more than around $1000 each.

My father says insurance is a scam.

Edit: It's also important to note at the time that with regulated insurance at the time in MA, there was no competition. The state set the rates. So no mater what company you went for for Home or Auto Insurance, you would pay the same rate. Things have thankfully loosed up in recent years.
 
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I may work for a large insurance company. I am not going defend any specific instance because each is different and the details matter but I will say the industry is super regulated and litigated every time someone gets “shafted” I feel for them but if the industry paid every claim that went out insurance would not be affordable. If I remember correctly the average person files 1 claim every 26 years and the majority of people with insurance never file a claim. People obviously remember the times their claims were denied and again I know that sucks but I can tell you insurance pays way more than they deny overall. Also, if they were to tomorrow make insurance disappear the number if lawsuits and financial ruin people would face would be staggering. The insurance industry is far from perfect but it’s not a scam either.
 
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